Job Summary:

To evaluate and recommend or approve if within discretion limit credit applications so as to increase the lending book portfolio of KCB Bank Tanzania Limited.

Key Responsibilities:

• Deputize the Head of Credit
• Championing overall credit risk management of the department whilst ensuring operation within agreed policy frameworks.
• Effective leadership and oversight of the credit analysis and credit administration functions.
• Sanction of credit within delegated approval limits.
• Accountable for delivery of desired customer experience by executing within SLA.
• Ensure accurate and timely preparation of all credit reports (internal and external).
• Continuous Internal and External stakeholder engagement and management.
• Accountable for sound portfolio performance and management within agreed risk appetite metrics.
• Contribute to continuous improvement in processes, policies, products and knowledge share.
• Continuous proactive risk awareness and management.
• Management of banks credit audits both internal and external and championing closure of audit issues as per agreed timelines in the auditor’s report.

Requirements:

• Bachelor’s degree in Business, Finance or Accounting
• Minimum 8 years banking experience of which at least 3 years should be in management.
• Professional accounting /finance qualifications with be an added advantage
• Masters level qualification will be an added advantage