Portfolio & Risk Management

• Monitor the credit portfolio to identify early warning signals.
• Recommend risk mitigation, restructuring, or recovery strategies when required.
• Ensure compliance with internal policies, regulatory guidelines, and the bank’s risk appetite.

Structuring & Advisory

• • Work with relationship managers to structure suitable credit facilities that meet client needs while protecting the bank’s interests.
  • Advise on covenants, collateral requirements, and deal terms.
  • Support the development of innovative credit solutions aligned with the bank’s growth strategy.

Policy, Process & Governance

o   Contribute to the development and continuous improvement of credit policies and risk frameworks.

o   Ensure adherence to internal controls, audit standards, and regulatory requirements.

o   Present well-analysed recommendations in credit committee discussions.

Leadership & Team Development

o   Lead, mentor, and develop a team of credit analysts to ensure high-quality analysis and operational efficiency.

o   Promote a culture of accountability, analytical excellence, and continuous improvement.

o   Provide training and technical guidance to enhance team capabilities.

• Education:
  • Bachelor’s degree in Finance, Accounting, Banking, Economics, or a related field.
  • Professional credit skills or certification is highly desirable.
• Experience:
  • Minimum of 7 years’ experience in corporate or investment banking, with a background in commercial lending.
• Technical and Analytical Skills:
  • Project risk assessment and credit risk evaluation.
  • Financial analysis, lending analysis, and security knowledge.
  • Portfolio management and decision-making capabilities.
  • Strong analytical and problem-solving skills.
• Communication and Interpersonal Skills:
  • Excellent verbal and written communication skills, with the ability to interact professionally with directors, managers, and clients.
  • Strong report-writing abilities.
  • Interpersonal, networking, and leadership skills.
• Market and Product Knowledge:
  • Understanding of the Tanzania loan market.
  • Knowledge of products and services for SMEs, financial institutions, and corporate clients.
  • Sales and negotiation skills.

CRDB Bank is dedicated to upholding Sustainability and ESG practices and encourage applicants who share this commitment. The Bank also promotes an inclusive workplace, hence applications from women and individual with disabilities are encouraged.

It is important to note that CRDB Bank does not charge any fees for the application or recruitment process, and any requests for payment should be disregarded as they do not represent the bank’s practices.

Only Shortlisted Candidates will be Contacted.