Manager – Credit Operations

Diamond Trust Bank

Reporting Line: Head Of Credit Administration

Job Purpose

To lead and oversee the Credit Operations function, ensuring effective pre-disbursement controls, accurate booking and disbursement of credit facilities, portfolio monitoring, regulatory reporting, and management information reporting. The role is responsible for maintaining strong operational controls, ensuring compliance with approved credit terms and regulatory requirements, driving process efficiencies, and supporting the bank’s strategic and digital transformation objectives.

Duties And Responsibilities

• Lead and manage the Credit Operations function to ensure efficient and effective execution of all credit-related operational activities.
• Ensure compliance with approved credit facilities, internal policies, procedures, and regulatory requirements.
• Develop and maintain robust operational controls across the credit lifecycle.
• Ensure all approvals are in place for disbursement prior to utilization/ disbursement.
• Oversee accurate booking of approved facilities within the Core Banking System and related platforms.
• Ensure timely and accurate loan disbursements in accordance with approved terms and delegated authorities.
• Monitor credit facility activity, repayment schedules, limit expiries, and facility performance.

Requirements

Bachelor’s Degree in Banking & Finance, Economics, Accounting, Business Administration, or a related field. Professional qualification such as CPA, ACCA, CFA, CIB, or equivalent is an added advantage. Strong knowledge of credit operations, lending processes, banking systems, and regulatory reporting requirements. Proficiency in Core Banking Systems, Microsoft Office applications, and digital tools. Strong analytical, reporting, and operational control skills.

Work Experience

• Minimum 6 years’ relevant banking experience.
• At least 3 years’ supervisory or management experience.
• Experience in loan booking, disbursement, portfolio monitoring and regulatory/MIS reporting.

Personal Attributes

• Strong leadership and team management skills.
• Excellent analytical, problem-solving, and decision-making abilities.
• High level of integrity, professionalism, and accountability.

The applicant should send applications letter, CV and Copy of Certified Academic Certificates

Email: [email protected]