MAENDELEO BANK PLC

Commenced operations in September 2013 as a Regional Bank with its Headquarters at Luther House, Sokoine Drive – Dar es Salaam. The bank has four branches with over 1,000 agents across the country. It is the first bank in Tanzania to be registered in Dar es Salaam Stock Exchange (DSE) from its inception through Enterprise Growth Market (EGM) window. In its efforts to expand and strengthen its operations, the Bank wishes to recruit self motivated, result oriented and suitably qualified candidate to fill the following positions:

Credit Monitoring

Job Summary:

Ensure high quality and quantity standards of the Bank's lending business while monitoring and maintain a high quality bank’s loan portfolio; and Actively participation in all relevant training measures and workshops organized and offered by the bank.

Key Accountabilities:

Ensure all loan product features are on place and well understood among all relationship officers and its respective related business units.
Ensure that loan/credit cycle is well understood to all Relationship Officers.
Ensure all received loan applications at branch are recorded in the stipulated register with customer contacts and address.
Ensure Branch Credit Committee are conducted at least three times in a week in the presence of at least three (3) relationship officers and chaired by Branch Manager or Branch Operation Manager.
Ensure that all loans applications files passes through Branch credit Committee (BCC) with availability of BCC Minutes, Matters arising and/or recorded in the stipulated registry before sent Head Office for Management Credit Committee (MCC).
Ensure Management Credit Committee (MCC) is conducted at least once in a week and MCC minutes and Matters arising is available
To ensure that all approved loans are disbursed within a specified period of time based on Service Level Agreements (SLA).
To ensure that system are effectively and effectively operates and no system challenges.
To ensure that daily batch -proofing reports of disbursement is available at branch level under Branch Manager (BM ) or Assistance Branch Manager
Post -disbursement visitation should be conducted to potential customers (Exposure TZS 50Mn ) to monitor fund utilization and advises customers accordingly on improving his/her respective bank account by ensuring MB turned to be his/her principle banker

Remuneration:

This position carries a competitive salary and packages commensurate to qualifications and experience.